Buying your Department of Housing home with a Rental Purchase Plan
Property insurance options
From January 1996, the department has offered all Rental Purchase Plan borrowers the option to have the building insurance cover on their property paid free of charge.
Important
This free cover does not include insurance for the contents of your home. You will need to arrange cover for this separately.
What do you have to do?
If you have renewed your building insurance this year, the department can refund your annual premium. To take advantage of this offer, you need to provide the department with a copy of your annual premium notice and your payment receipt.
If your building insurance is now due, please forward the annual premium notice to the department and the department will pay the premium.
The department has no interest in your home contents, therefore no refund will be available for this portion of the insurance. If you have a combined policy, you will need to provide written notification from your insurer, separately identifying the building and contents elements of your premium. Your insurer must also confirm the GST and Stamp Duty applicable to the base building premium.
Important
Whilst the department will pay for your building insurance, the obligation to maintain property insurance is your responsibility under your Rental Purchase Plan Agreement.
You can email your request for the department to cover your property
insurance to 
Housing loan information or send it to:
Loan Management
Portfolio Services, Housing Loans
Queensland Department of Housing
GPO Box 690
Brisbane QLD 4001
More information
If you pay your building insurance via a body corporate or other group title arrangement, please contact the department.
Last updated 01 March 2006
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